Alternatives to Foreclosure in Orlando, Florida

Property, Loan and Mortgage Legal Help in Orlando and throughout Central Florida

The foreclosures sweeping America are often presented as sad but unavoidable consequences of individuals' and families' financial challenges.

But the truth is, when you are unable to make mortgage payments, there may be options available to delay or completely avoid the devastating loss of your home.

Based in Altamonte Springs, the attorneys of Kramer Law have helped hundreds of Orlando and Central Florida homeowners face and overcome foreclosure actions. If you are concerned that your lender may foreclose on your home, we can meet with you, discuss your goals, and recommend an alternative course of action. Contact us today by calling 855-Kramer-Now (855-572-6376).

Mortgage Foreclosure Defense

Alternatives to foreclosure may include:

  • Negotiating a new payment plan with your lender. A loan workout may involve lower payments or rates, and may bring your payments current if you are behind.
  • Arrange a consent judgment or short sale which will allow the bank to foreclose, but waives the debt deficiency. For instance, with a consent judgment, if you owe $200,000 on your home and it sells for $100,000, you will owe nothing.
  • Renegotiate your second mortgage. Since the holder of your primary mortgage has first claim on the value of your home, the holder of your second mortgage has little recourse for payment if your home's value has declined significantly. We have negotiated the payoff of second mortgages for 10 and 20 cents on the dollar or less.
  • Examining the terms of your loan for Truth in Lending violations. Federal law is unforgiving regarding violations. If your lender committed even a minor infraction, your whole mortgage may be rescindable or void.

Foreclosure is not necessarily inevitable and rarely represents your best interests when you fall behind on your home payments. For more information regarding how Kramer Law can help you, contact an Orlando attorney. We will thoroughly examine your situation, and explain alternative solutions to foreclosure that can work for you. We provide prompt service and aggressive representation, and are ready to assist you every step of the way.

We offer payment plans, accept credit cards, and our attorneys are available for evening appointments. Our office is located right off of I-4, between 436 and 434. To contact a lawyer, call 855-Kramer-Now (855-572-6376).

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Read What Our Client's Say About Kramer Law Firm!

Kramer Law Firm: 5 out of 5 based on 17 user reviews.
“Steve Kramer is an excellent attorney. Very knowledgeable and devoted to helping his clients. His experience in foreclosure law is pretty impressive, and I know he has helped many people avoid bankruptcy and save their homes. He is very highly recommended!” Chelsea via Google+ Local
“I've spoken to the firm on two separate occasions for two separate matters. One was to get advice on letting a property go into foreclosure and the other was for a family matter. In both instances the attorneys I spoke with (one was Steve and I can't recall the other) gave me solid advice on how to move forward. I'd highly recommend them to anyone needing legal assistance.” Michelle via Google+ Local
“Really awesome lawyer. They helped me with my foreclosure case. Mr. Kramer made sure that I would not owe any money to the bank after my short sale. I really would not have known where to start without his help.” Michelle via Yelp

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Main Office
1057 Maitland Center Commons Blvd.
Suite 101
Maitland, FL 32751
407.834.4847
Altamonte Springs Office
999 Douglas Avenue
Suite 3307
Altamonte Springs, FL 32714
407.834.4847
Downtown Orlando Office
37 N. Orange Avenue
Suite 500b
Orlando, FL 32801
407.339.0269
Tampa Office
550 North Reo Street
Suite 300
Tampa, FL 33609
813.975.7463